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What payment options do you offer?

What payment options do you offer?

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What payment options does American Jewelry offer? 

We have a variety of payment options available at American Jewelry for you to get that dream piece or special piece you’ve been wanting! We accept cash, checks, debit and all major credit cards, as well as layaway, Affirm on our online site and some pretty awesome financing plans through Wells Fargo. We have a way for all of our customers to pay for a piece of jewelry they will cherish for a lifetime!


Financing through Wells Fargo

Our financing options through Wells Fargo are credit based and can be used like any other credit card – there is a monthly payment based on the total purchase price. The application process is easy and can be done in-store in about 15 minutes. Based on your approval and credit amount, we are able to offer a variety of no interest and low interest payment options! This is an open line of credit for our company and you can continue to use on future jewelry purchases – keep in mind upcoming anniversaries, birthday’s and big life events!


90 Day Layaway Program 

The layaway program American Jewelry offers is a 90 day payment plan that requires a 20% down payment of the entire purchase price, then the rest must be paid off within that 90 day timeframe. This is a great option if you don’t want to spend the full amount that day, and the best part is there are no fees associated with putting an item on layaway! If the layaway option is used, the item is not able to be taken home until the total balance is paid in full.  


Use AFFIRM on our website to Buy Now and Pay Later!

Lastly, we offer a Buy Now, Pay Later option through Affirm on our website, which shows the full inventory of both our Mt. Juliet and Brentwood locations. It is a great option for our customers, as it offers a 3, 6 and 9 month payment plan for items listed, so our customers can pick the payment option that works best for their budget! There are small interest charges factored in when using the 6 and 9 month plan, but using Affirm via our website allows you to have your purchased jewelry shipped to you (or picked up locally in-store) that day!  


No matter what budget or how you want to pay, we can accommodate all of our customers and look forward to helping you with your jewelry purchase! If you have any other questions about the payment options or specifics, please feel free to call either the Brentwood or Mt. Juliet store and an associate will be ready to help! 


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